General Services
Money Orders ($1,000 Max.)..........................................$5.00
Verification of Deposit..................................................$15.00
Wire Transfers
Incoming ....................................................................$20.00
Outgoing ....................................................................$30.00
FAX Per Page
Incoming......................................................................$1.00
Outgoing ($.50 ea. extra pg.).........................................$3.00

Sponsor check cashing
for nonmember...........................................................$10.00

3rd Party Collection
Monthly payment process fee……................................$30.00

Attachment/Levy against
member's account.......................................................$50.00
Foreign Check Collection fee….…...................$15.00 to $25.00

Inactive/Dormant Account:
Notification to member of account status........................$5.00
Assessed after no activity for 1 year.
Escheating to State ......................................................$2.00
Assessed when total account balances under one member account number are over $50.00 with no activity for 3 years.
Address Correction Service............................................$8.00
Bad Address (Monthly Fee)............................................$5.00

Account Research
By MSR in person or phone ............................................$5.00
Automated ....................................................................N/C
Microfiche..................................................................$50.00
Telephone account transfers by MSR..............................$1.00

CU Checks Issue to Third Party
(not Visa or Loans).......................................................$5.00
Copies of statements
(per month or quarter history)...................................... $5.00

Copies of Statements
Micro Fiche.................................................................$10.00
Electronic Statements………….……………..................…..Free
Returned Deposit Item ................................................$10.00
From self to self (different bank)……..…………...............$20.00

Stop Payment of CU
Corporate Check.........................................................$27.00
Photocopy of Paid CU Check..........................................$3.00
Base Share balance below $25.00 .................................$5.00
(Monthly fee)
Coin Counter over $50.00 ………………...............…5% of total

Share Savings Accounts
New Member Account Fee........................................ $5.00 *1
Early Closure (within 120 days)...................................$20.00
Reopen Account (with in 6 mos.).................................$20.00

Account Closed by CU
Due to MISUSE or ABUSE ............................................$25.00
Manual Overdraft Transfer
(Reg D Exceeded) ......................................................$27.00
Manual Transfer by phone request
(Reg D Exceeded) ........................................................$5.00
Manual Transfer in person ...............................................N/C
Account Reconciliation (Research
& Balancing) per hr (Min-1 hr) ....................................$25.00

Share Draft Checking Accounts
Courtesy Pay Fee (Negative balance)
(per item)…..............................................................$27.00
NSF Return item (per Item)………………................……$27.00
Temporary checks (first 12 for new acct)........................ N/C
additional $.25 each (min 4 checks)..............................$1.00
(does not apply to New Accts)

Stop Payments
(Single item or range)................................................$27.00
Copies of Paid Drafts....................................................$3.00
Personal Check Orders....Fee varies depending on style *2

 Account Closed by CU
Due to MISUSE or ABUSE .............................................$25.00
Account Reconciliation (Research
& Balancing) per hr. (Min-1 hr.) ...................................$25.00
Overdraft Privilege Collection Fee……...................…....$15.00

VISA ATM/Check Card
Courtesy Pay Fee (Negative balance)
 (per Item)…..............................................................$27.00
NSF Return item (per Item)…………..................…………$27.00
Replacement Card ......................................................$10.00
New PIN ......................................................................$2.00
Point of Sale Usage for purchases (POS)…........................N/C
ATM-Cash Withdrawals...................................................N/C

Other ATM Locations         
First 5............................................................................N/C
Additional Withdrawals ................................................$1.50

VISA
Annual Fee ....................................................................N/C
Late Fee (The greater of)
5 days late .........................................................3% or $7.00
10days late ......................................................3% or $10.00
15 days late......................................................3% or $15.00
Over limit Fee .............................................................$25.00
Returned Payment Items .............................................$25.00

Loans
Credit Report Fee ........................................................$25.00
Late Charge (after 10 days)
Secured (the greater of).................................. 10% or $25.00
Signature Loans (the greater of)...................... 12% or $25.00
HELOC (the greater of)....................................15% or $50.00
PC Car book/Kelley Blue Book ........................................N/C
Collateral Insurance Add on.........................................$35.00
Electric Title Fee (DMV paperwork) ...................$10.00-$15.00
Returned Payment items………………….................…….$25.00
 
*1 Fees waived for members under 18 and for members who are 60 and over

*2 Fee waived for members 60 and older